Suze Orman on Life Insurance
Suze speaks her mind on life insurance with savings.
Duration : 0:3:34
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Suzie Orman truly …
Suzie Orman truly is one of the stupidest people to be taking financial advice from. I am proud to be a part of this industry and to have the choice to sell families both term and Permanent Insurance converages. A lot of it just comes down to how serious people are about saving money, if they are not that serious and dont have a lot of cashflow get a term that can be converted later. If very serious permanent insurance is king. And yes I personally practice buying permanent life insurance.
Lie #1 – listen as …
Lie #1 – listen as Suzi states that she is “an expert on life insurance” because she is licensed in all states except Hawaii and the reason she’s not is she did “go there to take the test” – People, you only need to take the test in your resident state, you get “Non Resident” licences from all the other states WITHOUT taking an examine – She is so full of lies that it’s sickening – and if she had a license it should taken away for giving advice without a full fact find.
Probs, are you …
Probs, are you going to post anything of any substance or are you just going to hurl childish insults with no relevance or meaning?
Would you like take a crack at the question I have posted below?
@wodendog do not …
@wodendog do not post to me ! you are a degenerate loser who is a washed up whole life ins agent.
Probslpwtyormama, …
Probslpwtyormama, feel free to take a crack at my question whenever you can muster up the courage and know-how.
funny but i can not …
funny but i can not help but see that you are a total fraud wodendog.you are lying ! you must be a whole life loser!!
pfsalltheway, …
pfsalltheway, thanks for the #. Really, I appreciate your help. I’ll give that # a try within the next few days and I’ll post my findings.
I called that …
I called that number but apparently they have banker’s hours.
WodenDog: To speak …
WodenDog: To speak to the Primerica cust svc dept. about your TERM life policy, call 800/257-4725 (that’s the cust svc #) and they’ll answer any questions for you…
Don’t take peoples’ opinions when you can call the source to get your answers.
I am a 25 year old …
I am a 25 year old and I have a $1 Million Dollar 20 year level Term policy with Primerica with the “wavier of Premium” option. If I go blind at age 30 (becoming disabled) what happens to my policy? How long will it remain in force?
Any help with this question would be greatly appreciated.
Great Dear Abby …
Great Dear Abby article today – woman writes in – feeling guilty having her mom cremated instead of buried as her mom wished. The mother “had no life ins” and the kids were already financial burdened. Daughter is in counseling from this. This type of situation is exactly why I own WL. My advisor asked me how I wanted my heirs to pay my final expenses (burial, medical, legal, taxes) and did I want that $ guaranteed. I sleep well knowing my kids won’t be burdened like this lady. Very sad.
Because once you …
Because once you have one (your ‘resident’ state), its literally some paperwork and a $35 (which varies) fee to get your license in the other states.
The easiest way to …
The easiest way to get up to $250,000 in life insurance instantly is through DIRECTLIFEPROTECTION d o t com. You can have your policy within 15 minutes with no agent to call you.
If she’s an idiot, …
If she’s an idiot, how does she have a license in almost every state in the USA?.. Hah
Check …
Check TermLifeAssurance,org for TERM LIFE INSURANCE!!!! NO FUZZZ
@MegaJohnShaft …
@MegaJohnShaft Check TermLifeAssurance,org mate
@ImOlEars: First, …
@ImOlEars: First, what were you doing with a VUL to begin with? Second, what will you do once your term insurance expires? If you don’t mind, what type of term insurance did you purchase? How old are you?
I agree with you …
I agree with you Suze 100%. After replacing my $500,000 VUL with $1,000,000Term Life insurance I was able to save $500 a month toward my ROTH and kept $200 for my monthly expenses. Thank you
Suze, you are an …
Suze, you are an idiot beyond description…your bosses dont even follow your advise. Try using simple math. Have you ever heard of lost opportunity cost?
12345baseball:Your …
12345baseball:Your points make no sense.Ins is NOT an investment, but people use its legal structure to store cash. Ins companies contribute a LARGE portion of the GDP.They create jobs by providing capital to all sorts of projects,biz, etc and in return they are paid bk with interest.That is how they grow their capital.Reinsurance cos are larger!Man,are you that stupid?
12345-Your entire …
12345-Your entire post was 100% fallacious.You refute dhfken’s point,but refuse to look at the supporting detail. WTF?You need to understand how ins works, THEN critique it. You dont understand it, that is why you keep using the word INVESTMENT.Lets take your point for a second,what should insurance companies charge?Its obvious that you DONT understand the actuarial math that goes into putting together an ins policy.Your point makes NO economic sense.
Family meeting …
Family meeting folks, need to cut cost, OK how about canceling all insurance policies (frauds anyway) walk away from credit cards (Fico: a fraud/enslavement).Just a pragmatic family business decision. Got the idea from too Big to fail banks, they seem reneg a quite lot to maximize their profits. Think I’ll start me a family veggie garden, pop me a cool one, kick back and,………. Oh well it!
If i can be totally …
If i can be totally honest, im not going to look up dhfkens point because i know theyre wrong. insurance companies dont lose money because they overcharge their clients and give them horrible returns. thats why people need cheaper coverage so that they can save their money for themselves. insurance companies arent in business to provide people investment returns. they are in business to provide insurance hence the name insurance company.
@ …
@12345baseball-During the Great Depression, most ife ins cos DID NOT LOSE money while banks went under..WHY? Find the answer and you will understand Dhfken’s premise.Its easy to pass personal attacks,why not explore what Dhfken’s real point is?
@dhfken-They are …
@dhfken-They are not thinking on your level.They don’t even understand the real definition of Capitalism, and what America was founding on. The ability to earn and ACCUMULATE your own wealth or Capital. Using a Perm ins, it provides leverage to pass down wealth TAX free, AND while the wealth is accumulating, the ins cos leverage those premiums to provide capital to RE projects and biz owners.The stupid does not know this.That is why they are stupid.