25 Responses to “Re: Whole Life vs Term Insurance”
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Clarifying the differences between Whole Life, Universal Life, and Term Life Insurance.

YAWNNNNNnnnnnnnn!!! …
YAWNNNNNnnnnnnnn!!!!!!!!!!!
truth hurts …
truth hurts sweetheart!!!
anyway im too busy for this today,
too busy earning a living to play on the net
ya think so? yer …
ya think so? yer the one making criminal slanderous allegations against me, and your company has more complaints then any other company in canada…
so yer little threat holds nothing with me, im jsut tired of you rookies preaching your nonsence with grand thoughts in yer head, with no clue of how it really works
you have less then a 1% chance of making a living in this industry,i have done it for 10 years, you have nothing you can teach me junior lol
again its the …
again its the middle of the night and your on utube telling me im stupid cus i can get my clients a 3.9 to 5% mortgage as apposed to your 10-20% mortgage,
man go to bed already, dont you have any appointments today????my guess in no you dont.
i have to get to work,,,lmao, im replacing one of your policeies today, with a t-100 for less money lol, you guys are washed!!!lol
really, loll,
last …
really, loll,
last month i remortgaged a client who was stuck in a “smart loan” paying 17%, i consolidated all her debts cut her payments in half and got her a rate of 5%,,,
so whos rippin who hear????
this is a person …
this is a person who sells “smart loans” tohis clients, yes lets look at how smart they are , lets take your credit card and consolidate them into another debt, oh and by the way were gonna charge you 25% interest, did we mention city financial is a sub prime lender……
lets get this done incase they go to a real bank and apply for a debt consolidation loan or remortgage there debts for i don know….say 3.9%…
who stealing from who? im a thiefe =cus i think wli is better value thenterm?
insurance brokers= …
insurance brokers= looking to make you broke,and them rich.
tellyour friends …
tellyour friends and family to run from them,,,run run i say!!!dont trust your future to someone who got fired from home depot!!!!!!!!!!!!!!!!!
focussing on …
focussing on something so minor as a persons typing skills clearly shows that this person really has no other arguements,he has no post secondary education in business, but uses the wealthy barber and investment for dummies as a text book. lol
stop skirting the issue, you have anger management issues, your lonely, and you belong to and organization that fits the description of a cult….
hey im jus sayin……………………..
oh and he clearly has no licence
if you are licensed …
if you are licensed could you put that in writing? i am sure theins.council would love to know this.
you must be a …
you must be a scumbag life ins.salesman bleachy…..that means everything that you type is useless.
Primerica is the …
Primerica is the biggest scam out there -_-
why is your …
why is your spellinng so terribble petee? geesh it looks likt thisss are you upsettt wif the trufe?
then why an i …
then why an i seeing 20 to 50 year old people with ul policies ? because greedy little scumm bag insurance sales man like big commisions.look i understand you have no clue how a ul policy works,pete relax…..thanks for the birthday wishes. and fyi never have a bundled product …insert wink here.
what is even more …
what is even more entertaining abut banteringnumskul is that he bashes UL,
lets all take a close look at this,
a UL is life term policy tied to an investment,
cory and his “firm” believe that you should have term insurance and an investment,,,,,,,,,
kinda erie how it sound like a very similar product doesnt it??.
i steadfast in my claim that ul is fo restate planning only, and business perposes, and those who can afford wl, and those who can only aford tem buy it.
A LICENCED BROER …
A LICENCED BROER ALSO KNOWS ITS AGAINST THE PRIVACY ACT TO DISCUSS THERE CLIENTS in an open forum such as utube with the general public.
so thats why its important to only do business with someone who comes with referances and is licenced
ITS CLEAR TO SEE THIS PESON IS NOT OF RIGHT MIND.
PLEASE GET SOME HELP COREY, OR GET A GIRLFRIEND
its unfortunate …
its unfortunate that the markets went south, the whole economy is suffering, its also unfortunate they didntohave a good rellationship with there broker and it also unfortunate they never read there past statements.
again, DONT BLAME YOUR ERRORS ON SOMEONE ELSE!!!!!!
THE CUSTOMER IS IN CHARGE,
IF THE BANTERING IDIOT SHOULD LEAVE THIS TO THE PROS, HE USES ALL THE SAME RETOREC AND CULT LIKE COMEBACKS AS EVERYOTHER PERSON IN HIS “COMPANY/PEREMID”
CONT…. her …
CONT…. her husband has to borrow 5 grand from the bank to get this big rippoff going again…how nice for them…….yupp ul great tax savings plan for estate purposes…you see pete this is not a game to real people….you have decided to think first about you and not think of the results…i got in this biz to stop guys like you from ruining families.the term LIFE in a policy reffers to the life of the policy …not the person.
the above …
the above statementis a complete lie or a missintrepertation, the above individual doesnt understant simple life insurance workings, the above scenerio could happen in theory but i hav NEVER seen it happen personally, because the agent has a veested interes in keeping that policy properly funded and invested.
the only UL i have sold are to business owners and they are tied to bonds or a gic so that there is no risk……
if the above is true the broker and the client made many errors
omg…..pete stay …
omg…..pete stay on your pay grade.A UL POLICY….YOU KNOW WHEN IT IMPLOADES…….YOU KNOW THIS RIGHT? YOU SELL IT .i have to explain to a 51 year old lady why her ul policy is toast, SHE GOT THE LETTER,YOU KNOW THE ONE…..IT SAYS SORRY OUR INVESTMENTS DID NOT DO SO WELL BLAH BLAH BLAH,IN TRUTH THE COST OF INSURANCE WAS GOING UP EVERY YEAR! HER SAVINGS ARE GONE,YOU KNOW PETE YOU HAVE SOLD TONS OF THESE.ANYWAYS I HAD TO LOOK AT HER…..OH DID I MENTION SHE IS DYING OF CANCER .
mmmm the vidio says …
mmmm the vidio says primerica is the only company that ofers a 35 year term,, thats ok i mostly sell sell t-100 through IA.
not really sure …
not really sure what bantering fools talking about here, in my years in the business i have never seent his happen
COST OF INSURANCE …
COST OF INSURANCE GOES UP EVERY YEAR,PAYMENTS STAy same hmmmmmm somthing not right here,
When someone new to …
When someone new to the business uses the same lines such as ..does a policy upload, are dividends guaranteed, this CLEARLY SHOWS THEY ARE NEW TO THE BUSINESS, IT MAY BE IN THE CONSUMERS BEST INTEREST TO SEEK OUT A BROKER WHO HAS THE EXPERIENCE TO ANSWER SUCH QUESTIONS, IF THE BROKER WORKS FOR A PARTICULAR CAPTIVE THEY ARE MOST LIKELY LEADING QUESTIONS THAT COULD CURTAIL YOU INTO THE ONE AND ONLY PRODUCT THEY SELL.
AGAIN ALWAYS DO A COMPARISON OF THE PROS AND CONS AND SEEK A PROFESSIONAL
does a ul policy …
does a ul policy impload???