Archive for March, 2009

When Marketing Professional Services – Don’t Try to be All Things to All People

Savvy professionals have several bios or web sites, not linked together – one they use for speaking for instance, those they use when they are emailing  to a specific category prospects. They know that they can’t be all things to all people but they can be different things to different people.
If you are a [...]

Whole Life and Univeral Life – Death benefit + Cash Value payouts?

I have read so many great questions and answers regarding WL vs Term; UL vs Term……depending on each person's financial plan/goal, all fingers point to Term…"invest the rest."
My question is about the death benefit. All that I've seen is WL and UL only pays the DEATH BENEFIT and the insurance company KEEPS THE CASH VALUE [...]

Life Insurance?

I have read many answers about term vs. whole life insurance. Maybe I am dumb, but I am still confused with all the options and blah blah blah. Here is my situation and please suggest what I should do as far as life insurance.
1. My husband (works for state, $60,000/yr) is the only [...]

I'm trying to decide between 20 vs 30 year term life insurance policy?

I want to buy a Term Life Ins Policy for the purpose of leaving some money for my kids once I'm gone. I am a healthy 55 yr old fem. I'm considering a $250K policy. For a 20-year term it is $59.72/mo. For a 30-term it is $198.52/mo. Let's assume [...]

When it Comes To Marketing Are You Looking For Your Niche in All The Wrong Places?

I’ve heard dozens and dozens of life insurance agents, coaches, and other professional solution providers complain that they have not been able to find their ideal niche. Is that a problem for you too?
Have you been able to find that certain market where you are well accepted and where your results, profits, are the best [...]

Business Insurance Agents – When Your Prospects Think of Insurance Who Are They Gonna Call?

In the mega hit movie “Ghostbusters” it was the theme song that we remember after all these years. In fact if you Google the term “who you gonna call” you’ll see that 5,290,000 searches have been made on the term.
In part I assume because it is a catchy tune but mostly because when our prospects [...]

Business Insurance Agents – Just How Helpful Are They to Your Small Business?

If you are a small business owner, you must make sure you insure your business properly. It is very, very important no matter what kind of business you are into. Small businesses insurance can save you from natural and manmade disasters, liabilities, and more.
Choosing the right kind of insurance for your small business is [...]